Long Term Interest Rates Predicted to Fall, Fixed Income Mutual Funds are Increasingly Attracted

The signal that the trend of high interest rates will end will provide positive sentiment for the global economy, which has been sluggish for the last two years. Positive sentiment is marked by the increase in bond yields which triggers buying action on every SBN and ORI issuance as well as their derivative investment instruments, one of which is the Sharia Fixed Income Mutual Fund product launched by BNI Asset Management (BNI-AM), namely the BNI-AM Ardhani Income Mutual Fund Stay Sharia. This mutual fund with a performance of 6.11% last year experienced the blessing of AUM growth of 147% Year On Year in the last year (Feb 2023 – Feb 2024) which has made this mutual fund increasingly attractive to investors.

The BNI-AM Ardhani Sharia Fixed Income Mutual Fund is a mutual fund with a minimum investment portfolio composition of 80% and a maximum of 100% in sharia fixed income securities issued by the government and/or corporations. Underlying BNI-AM Ardhani Sharia Fixed Income Mutual Fund, which is a government sukuk with a long tenor, is very suitable for conditions where interest rates are expected to fall this year.
The BNI-AM Ardhani Sharia Fixed Income Mutual Fund can be a mutual fund investment solution for investors who have sharia-based investment preferences with long-term investment goals. With the development of digital technology, these mutual funds can be purchased with a purchase price of only Rp. 10 thousand at several fintech-based mutual fund sales agents such as Bibit, Sayakaya, Ajaib, Pluang, and Cermati as well as securities mutual fund sales agents such as: BNI Sekuritas, Mandiri Sekuritas , Mega Capital Sekuritas, MNC Sekuritas, Trust Sekuritas and Indo Premiere IPOT Fund.

"Total funds managed by the BNI-AM Ardhani Sharia Fixed Income Mutual Fund over the last 1 year (31 December 2023 to 28 February 2024) reached IDR 518 billion or grew by 147% compared to the end of February 2023. This achievement is an achievement in itself amidst the sluggish mutual fund market at the beginning of 2024, as stated by Putut Endro Andanawarih as Investment Director of BNI Asset Management.

"As a trusted investment manager, BNI AM also has a sharia supervisory board to supervise and ensure compliance with sharia principles of operational guidelines and sharia products issued by BNI AM." This was added by Putut Endro Andanawarih.
With the diversity of mutual fund products, ease of transactions, and the increasing number of sales agents / APERD collaborating with BNI AM, it is hoped that this will increasingly help investors to get investment solutions from diversified products.
BNI AM.